Last Updated: March 30, 2026
The yMORE Group at NEXA Mortgage ("we," "us," or "our") is committed to protecting your privacy and safeguarding your personal and financial information. This Privacy Policy explains how we collect, use, share, and protect information obtained through this website and our mortgage-related services, and describes your rights under applicable federal and state law, including the Gramm-Leach-Bliley Act (GLBA), the Telephone Consumer Protection Act (TCPA), and the Fair Credit Reporting Act (FCRA).
Information We Collect
We may collect nonpublic personal information ("NPI") and other information, including but not limited to:
- Full name, phone number, and email address
- Property address or location (city/state)
- Loan-related information you voluntarily provide (income, assets, credit intent)
- Information from third parties such as credit bureaus, employers, and other lenders in connection with your mortgage application
- IP address, browser type, and device information
- Website usage data through cookies and analytics tools
We collect only the information necessary to provide mortgage-related services and respond to your inquiries.
How We Use Your Information
Your information may be used to:
- Respond to inquiries and consultation requests
- Process and evaluate mortgage loan applications
- Contact you via phone, text message, or email (with your consent)
- Improve website performance and user experience
- Comply with legal, regulatory, and licensing obligations under federal and state law
- Fulfill transactions and service your account
Gramm-Leach-Bliley Act (GLBA) — Financial Privacy Notice
As a mortgage broker, The yMORE Group at NEXA Mortgage is a financial institution subject to the Gramm-Leach-Bliley Act and its implementing Regulation P. This section constitutes our required privacy notice under that law.
What We Collect
We collect nonpublic personal information about you from the following sources:
- Information you provide on applications, forms, or through this website
- Information about your transactions with us or our affiliates
- Information we receive from consumer reporting agencies, employers, and other third parties in connection with your loan
What We Disclose
We do not sell your nonpublic personal information. We may share your NPI with nonaffiliated third parties only as permitted by law, including:
- Service providers and joint marketers — companies that perform services on our behalf (e.g., CRM platforms, loan processing vendors, communication services) under contractual confidentiality obligations
- Lenders and partners — companies involved in evaluating, processing, or funding your mortgage transaction
- As required by law — regulatory authorities, law enforcement, or pursuant to court order
If we share your information with nonaffiliated third parties for joint marketing under an exception to the opt-out requirement, those parties are contractually prohibited from using your information for any other purpose.
Your Right to Opt Out
To the extent we share your nonpublic personal information with nonaffiliated third parties outside the service provider and legal exceptions described above, you have the right to opt out of that sharing.
To opt out, contact us at:
- Email: michael.pierce@nexamortgage.com
- Phone: 334-339-6674
Your opt-out direction will remain in effect until you revoke it. We will process opt-out requests within a reasonable time after receipt.
Confidentiality and Security
We restrict access to your nonpublic personal information to those employees, affiliates, and service providers who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to protect your NPI.
Text Messaging & Communication Consent (TCPA)
By submitting your contact information through this website or any of our lead capture forms, you provide your prior express written consent authorizing The yMORE Group at NEXA Mortgage, its licensed mortgage loan originators, and its affiliates to contact you at the phone number and/or email address you provided, including via:
- Telephone calls using an automatic telephone dialing system (autodialer)
- Prerecorded or artificial voice messages
- Text/SMS messages
- Email communications
Such contact may be for the purpose of discussing mortgage products, services, rates, and your inquiry. Message and data rates may apply.
Consent is not a condition of obtaining any goods or services. You may revoke consent at any time by:
- Replying STOP to any text message
- Replying UNSUBSCRIBE to any email
- Contacting us directly at the information below
We maintain records of consent as required by applicable law. Consent is specific to The yMORE Group at NEXA Mortgage and is not transferable to unaffiliated third parties for their independent marketing purposes.
Fair Credit Reporting Act (FCRA)
In connection with mortgage services, we may obtain consumer reports from consumer reporting agencies. You have rights under the FCRA, including the right to know if information in your file has been used against you, the right to access your file, and the right to dispute inaccurate information. For more information, visit consumerfinance.gov.
Information Sharing & Disclosure
We do not sell your personal information to third parties. We may share information only with:
- Licensed mortgage professionals and affiliated service providers involved in processing your inquiry or loan
- Lenders, investors, processors, and title companies involved in evaluating or funding your transaction
- Vendors providing website, CRM, analytics, or communication services (including but not limited to email platforms, Google Analytics, and Facebook/Meta advertising tools)
- Regulatory authorities when required by law
All third-party service providers are contractually required to protect your information and use it solely for the purpose for which it was shared.
Cookies & Tracking Technologies
Our website uses cookies and similar technologies, which may include:
- Analytics tools (e.g., Google Analytics) to analyze website traffic and improve performance
- Advertising pixels (e.g., Facebook/Meta Pixel, Google Ads) to support retargeting and marketing campaigns
- Functional cookies to support website features and user experience
These tools may collect your IP address, browsing behavior, and device information. You may adjust your browser settings to manage or disable cookies. Opting out of advertising cookies does not opt you out of receiving ads — you may continue to see non-targeted ads.
For more information on opting out of Google Analytics, visit Google's opt-out page.
Data Retention
We retain your personal and financial information for as long as necessary to fulfill the purposes described in this policy, comply with applicable legal and regulatory requirements (including federal mortgage recordkeeping obligations), resolve disputes, and enforce our agreements. Mortgage-related records are generally retained for a minimum of three (3) years from the date of application or transaction, or longer as required by applicable law.
Your Privacy Rights
Depending on your state of residence, you may have the right to:
- Request access to the personal information we hold about you
- Request correction or deletion of your information (subject to legal retention obligations)
- Opt out of sharing with certain nonaffiliated third parties (see GLBA section above)
- Opt out of marketing communications
Residents of California and other states with comprehensive privacy laws may have additional rights under applicable state law. To exercise any of these rights, contact us using the information below. We will respond within a reasonable timeframe and as required by law.
Children's Privacy
This website is not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately and we will take steps to delete it.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites and encourage you to review their privacy policies before submitting any personal information.
Updates to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices, services, or applicable law. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically. Continued use of the website following any update constitutes acceptance of the revised policy.
Licensing & Regulatory Disclosure
The yMORE Group at NEXA Mortgage
NEXA Mortgage, LLC | Corporate NMLS #: 1660690
Mike Pierce NMLS #: 2775631
Kaylie York NMLS #: 2783675
Whitney Shepherd NMLS #: 2783703
Corporate Address: 5559 S Sossaman Rd, Bldg #1, Ste #101, Mesa, AZ 85212
Verify licensing at NMLS Consumer Access. Equal Housing Lender.
Contact Information
If you have questions about this Privacy Policy, wish to exercise your privacy rights, or need to submit an opt-out request, please contact:
The yMORE Group at NEXA Mortgage
Email: michael.pierce@nexamortgage.com
Phone: 334-339-6674
This privacy policy is provided for informational purposes. It does not constitute legal advice. We recommend periodic review with a qualified compliance attorney to ensure ongoing compliance with federal and state privacy laws.